I know this blog is primarily for product reviews and giveaways, but I wanted to share an honest review of a company by the name of Sallie Mae. Back in college, I signed up for private student loans with Sallie Mae and I have had the rudest, most disrespectful experiences with them! Out of the seven years that I have been paying them back, I have contacted customer service three times. I avoid dealing with their customer service at all costs!
Each time has been worse than the last. I have had it up to here with customer service reps who think they have the right to disrespect hard-working Americans who are responsible and make loan payments every month. I very rarely contact them, and when I do I hate it! I don't understand these Sallie Mae reps! If you hate your job that much, quit and go work at McDonald's! Actually, don't, because I've had far better service from the hard workers at McDonald's!
I never once gave them an attitude when I spoke with them. I have never raised my voice or did anything to warrant such a negative experience. Today I called to ask why there was a late payment notice on my account, when my last payment exceeded the minimum payment. Here is the guy's response: "I don't know how you thought you could get away with trying to pay more when you paid less." What?? You managed to insult me by accusing me of something, and not answer my question at the same time!
Sallie Mae, you are one of the worst companies in the world. For all you college students out there, please know that Sallie Mae will treat you like dirt even if you pay your bill every month and on time. I am so tired of poor service from this company and will never recommend them to anyone! This is the final straw. I don't care if I break my bones to pay you back, I will triple my monthly payments to lessen the interest I have to pay you.
I will cut corners with coupons, live off canned soup, and make the 99 cent store my one stop shop until I pay you back. But, by the time I'm done paying you back I'm sure you will not let me off the hook that easily. If it's one thing you can count on with this company, it's piss-poor service.
Sallie Mae Sucks, Inc. ---------------------------------------
Update: October 19, 2013
Since I was so fed up with them, I vowed to make the highest payments each month and I've continued to do so since this posting. What would have taken me 15+ years to pay (if I stuck with their payment schedule) will now be paid off in 1 year and 5 months.
Don't feel discouraged if you have student loans to pay back. We make sacrifices to further our education, careers, and quality of life. I am at a point in my life where I have a decent paying job.
My advice: Never pay the minimum amount for any loan. Always pay more each month, and keep that number consistent. For example, make$500 payments each month. In 2 months you will have paid $1000, and over time, you will see your loans shrink.
I have been a member of Pinecone research for almost 2 years and I like the way they operate. Other survey companies have left me feeling as though I have wasted my time, especially when there is a survey error and I don't receive payment.
Pinecone research pays you within 1-2 weeks via check after survey completion for every survey. You are paid within 1 day via Paypal. No waiting to reach a certain threshold amount before cashing out, and no waiting 8-10 weeks for payment. Take a survey, get paid $3 for each survey. That's it, and you get to influence new products and developments along the way. Update: They now offer prizes too, so you can either save up to get an item, or cash out at $3.
Pinecone is not so easy to sign up for, as they are selective depending on what populations they need. However, once you can get in, you receive several surveys per month.
Today, they made my day. They sent me a GIGANTIC product for testing. It was incredible! I can't mention anything due to the confidential nature of product testing, but Pinecone is definitely one of my favorite survey sites now.
I wanted to share with you since I know there are many survey takers out there. Give Pinecone Research a try. Also, I would recommend you carefully read reviews and postings on surveypolice.com which lists the top 10 survey sites, along with reviews for which ones to stay away from. Have you signed up for Pinecone research, and if so, do you enjoy it?
What has been your worst experience with survey companies?
1. I will give you the first clue that will lead you to your first letter
2. Each letter you find will form a few words
3. Once you find your last clue for the last word, there will be a link
4. Click the link and submit your name and email
5. The first person to submit their information wins a $30 Amazon gift card
6. The second person will win a runner-up prize for a $10 Amazon gift card
Scott's Liquid Gold recently sent me Clean Screen to review. In a tech-savvy world where we are surrounded by electronics and technological gadgets, Clean Screen helps to clean your electronics' screens with a few simple sprays!